Veterans benefit from 100% financing with VA Home Loans

Home buying is made easy for veterans with zero-down, 100% financing with government-backed VA Home Loans.  I just helped a veteran and his family purchase this beautiful home, in Star Valley, Wyoming, with no money down.

A VA Home Loan allows qualified veterans, service members, military families, and eligible surviving spouses to purchase a home with $0 down and no private mortgage insurance (PMI). With a $0 down VA Loan, the home can be valued up to $417,000, in most parts of the country. Areas with higher property values may have higher ceilings. VA Loan limits for all counties in Wyoming are $417,000 with the exception of Teton County, with a ceiling of $630,000. 


While most conventional mortgages require private mortgage insurance (PMI) if the borrower puts down less than 20%, VA Home Loans, with no money down, have no PMI requirement since the loans are backed by the federal government. This amounts to a significant savings, possibly up to a couple hundred dollars a month.


VA Home Loans are provided by local lenders such as banks and mortgage brokers.  VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
VA Home Loans can be used only for the purchase of your primary residence. VA Home Loans are not eligible for the purchase of vacation or investment homes. 


According to data from the U.S. Dept. of Veterans Affairs, 1 in 3 veterans are not even aware of this significant home buying benefit. 

If you’re considering buying a home in Lincoln County, Sublette County, or Teton County, Wyoming,   I can help you every step of the way, starting by helping you to put yourself in the position to take advantage the the most beneficial financing options for your individual needs. 

As always, I am happy to answer your questions and I look forward to hearing from you!